Housing Counseling Program

The Housing Counseling Program provides free classes and individual counseling helping more than 3,200 potential first-time homebuyers. Monthly classes focus on topics not taught in regular school including understanding credit, credit repair, money management, saving plans, grant programs and understanding the home buying process including selecting a realtor and finding the best mortgage.

Genesis Housing Corporation has been certified as a FannieMae Counseling Agency and is approved by PA Housing Finance Agency (PHFA) for the counseling component of the state bond program. Providing FannieMae and PHFA approved counseling allows a qualified applicant to participate in special bank programs and the state bond program for lower interest rates and/or fees for their mortgages. Genesis Housing Corporation is also an approved agency for Montgomery County’s and Norristown’s first-time Home Buyers Programs. These programs allow more families to become homebuyers by reducing the amount of savings required for down payments and closing costs.

Housing Counseling Classes Class #1: Understanding Credit Understand credit reporting Obtain a free credit report from all major credit bureaus Learn how to improve your credit score Class #2: Money Management Setting up a working budget - "It's more than just the bills" Dealing with debt and developing a savings plan Class #3: Home Buying Basics Understanding the home buying process - realtors, mortgages and more Learn about grant programs to help you buy Learn about special first-time homebuyers' program

Homeowners - Money Management Genesis Housing Corporation offers classes for homeowners about basic budgeting methods, preserving good credit and reducing credit debt, understanding home equity and refinancing loans, and preventing foreclosures. Please call 610-275-4357 for additional information or send an e-mail message to Genesis Housing. Free Money and Credit Seminar Offered in Pottstown - Oct 2008 (PDF) Housing Counseling Class Registration Please download our Class Registration Form here or submit our online Registration Form.