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Housing Counseling Program
Housing Counseling Class
Registration
Please download our Class Registration Form here or submit our online Registration Form.
The Housing Counseling
Program provides free classes and individual counseling
helping more than 3,200 potential first-time
homebuyers. Monthly classes focus on topics not taught in
regular school including understanding credit, credit repair,
money management, saving plans, grant programs and understanding
the home buying process including selecting a realtor and
finding the best mortgage.
Genesis Housing Corporation has
been certified as a FannieMae Counseling Agency and is approved
by PA Housing Finance Agency (PHFA) for the counseling component
of the state bond program. Providing FannieMae and PHFA approved
counseling allows a qualified applicant to participate in
special bank programs and the state bond program for lower
interest rates and/or fees for their mortgages. Genesis Housing
Corporation is also an approved agency for Montgomery County’s
and Norristown’s first-time Home Buyers Programs. These
programs allow more families to become homebuyers by reducing
the amount of savings required for down payments and closing
costs.
| Housing
Counseling Classes
 Class
#1: Understanding Credit
- Understand
credit reporting
- Obtain
a free credit report from all major credit bureaus
- Learn
how to improve your credit score
Class
#2: Money Management
- Setting
up a working budget - "It's more than just the bills"
- Dealing
with debt and developing a savings plan
Class
#3: Home Buying Basics
- Understanding
the home buying process - realtors, mortgages and more
- Learn
about grant programs to help you buy
- Learn
about special first-time homebuyers' program
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| Homeowners
- Money Management
Genesis
Housing Corporation offers classes for homeowners about basic budgeting
methods, preserving good credit and reducing credit debt, understanding
home equity and refinancing loans, and preventing foreclosures.
Please
call 610-275-4357 for additional information or send an e-mail message
to Genesis
Housing.
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